Unlike a car policy where typically you only have two main options to choose from (comprehensive or third party), life insurance can be broken down into a number of different types. You also need to know how much cover you need and how long you want to be covered for. It might feel like a mindfield but we're here to help.
Learn about life insurance
Different types of life insurance
Did you know that there are at least 12 different types of life insurance?
What exactly is life insurance?
Learn what life insurance actually is and why you should have it. We all start somewhere, and where better than here?Read More
Life insurance vs life assurance
They may sound like very similar words and you'll see them on other websites. Make sure you know the differences.Read More
How do I choose a life insurance provider?
You might think that this is the point where we just say "get a quote from ChooseMonkey!" but we're better than that.Read More
How much cover do I need?
£10,000? £100,000? £500,000? If it all seems a little confusing then let us explain it for you. Bigger isn't always better.Read More
How long should my policy be?
Like any insurance policy, you're looking at weighing up risk vs the reward. Discover what you need to look for.Read More
How do I know which type of life insurance is right for me?
Straight-forward life insurance or mortgage protection or critical illness? Where do you start? Here, of course.Read More
A little more specific
Single vs joint life insurance
It might be more cost effective to have a joint life insurance policy with your partner but there are things to consider first.Read More
What is critical illness cover?
This insurance can pay out if you are diagnosed with a critical illness. But should you take it?Read More
What is terminal illness cover?
Perhaps not the happiest thing to think about but it should be considered when planning your family's finances.Read More
What are the differences between a decreasing term policy and a level term?
We know, we know, why can't life insurance just be "life insurance"? There are good reasons, honest!Read More
Should I get extra life insurance if I already have it through my employer?
It depends on how comprensive that cover is. You might want a second policy to boost the overall value.Read More
What are guaranteed premiums?
This is usually considered to be a safe type of policy and is also known as guaranteed issue life insurance.Read More
What does "putting a policy in trust" mean?
Forming a financial trust certainly has its benefits but are there any disadvantages to watch out for?Read More
Is a life insurance payout taxable?
No. Yes. Maybe. Kind of. Um, what? Why is tax always confusing? Let's see if we can clear it up for you.Read More
Will I need a medical examination?
It depends on your individual circumstances. But if you do, it's nothing to fear and can be considered to be routine.Read More
I'm a smoker, can I still get life insurance?
Yes but certain policies may cost more. It's worth getting a quote - it's completely free to do so.Read More
I have diabetes, can I still get life insurance?
You have to mention this when you're receiving a quote but yes, you can still get life insurance cover. Excellent.Read More