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How do I choose a life insurance provider?

We don't want to put too fine a point on it (but we're going to anyway!). Choosing a life insurance provider is a very big decision. You need to make that decision after a lot of consideration and after taken certain factors into account. Shall we take a look at what you need to look at before you make that choice? Let's go.

Unlike some other things in life, you do not necessarily need to go with the largest – go with the provider that has the right policy for you. But how do you find this out?

Taking out life insurance is a little different to getting a policy for your car. Do you normally go to a comparison website, enter your car details and then choose the cheapest quote? This is great for cars but, well, your life is a little different.

There are so many factors to consider that we think (and Mr Monkey agrees) that it's best to get an independent expert to give you a quote. They will take everything into consideration – your salary, your lifestyle, your dependents, your health… and give you a quote that's right for you.

And, er, we might be a little biased here, but we think we're the best people to do this! You can get a life insurance quote from any of the market's trusted life insurance providers and our independent advisers will find the cheapest quote for you. Go on, get a quote now. It only takes 30 seconds to fill in the form (and judging by your computer skills, Mr Monkey thinks you can do it in 28 seconds flat. Prove him right!).

How to choose

You can select the length of your ideal life insurance quote and also the maximum value of the policy. Use the sliders and then continue to get a free quote.

Length of life insurance

For how many years do you think your family will need to rely on you financially and in how many years will they be able to be financially independent? Some people like to choose a policy that takes them to when the children turn 21, for example.




You have selected 20 year


Maximum value of life insurance

There really isn't a definitive answer for this question but try to factor in the value of your mortgage that needs paying off, a few years of your salary and the values of any debts that will need paying.


MIN £5000

MAX £500,000

You have selected ?10000


Compare affordable quotes from UK life insurance providers such as:

  • Aegon Logo
  • AIG Logo
  • AVIVA Logo
  • Legal & General Logo
  • LV Logo
  • OneFamily Logo
  • Royal London Logo
  • Vitality Logo