<-- Back to life insurance guides

I have diabetes, can I still get cover?

Diabetes is a disease which is increasingly becoming more and more common among people of all ages. This disease is lifelong and can affect a number of bodily functions due to the lack of insulin generated in the body. However, this does not mean that you are not eligible for any insurance cover. Insurance premiums may cost a diabetic more but as long as the illness is managed well, there should be no problem in getting life insurance.

If you are suffering from diabetes, you will have to mention it while signing up for an insurance policy. If you do not mention it, it will make your insurance invalid. While filling in the form to apply for insurance, there is a section which asks the person if they suffer from diabetes. When they check this box, the insurance agent may look into the medical background of the person, including the type of diabetes, the severity of the disease and he would probably ask you to get a check-up from your GP. Once the insurance company have all the relevant information they will then calculate the amount of premium which is payable by you. Once this is done, they will then notify you if you are eligible for the insurance policy.

Very often, people suffering from diabetes have to pay a slightly higher premium for their insurance policies. You do not need to worry as our trained and independent advisers are there to help you find the right insurance cover for you and to answer all your questions. Just complete the quick form and you will get a call back.

How to choose

You can select the length of your ideal life insurance quote and also the maximum value of the policy. Use the sliders and then continue to get a free quote.

Length of life insurance

For how many years do you think your family will need to rely on you financially and in how many years will they be able to be financially independent? Some people like to choose a policy that takes them to when the children turn 21, for example.




You have selected 20 year


Maximum value of life insurance

There really isn't a definitive answer for this question but try to factor in the value of your mortgage that needs paying off, a few years of your salary and the values of any debts that will need paying.


MIN £5000

MAX £500,000

You have selected ?10000


Compare affordable quotes from UK life insurance providers such as:

  • Aegon Logo
  • AIG Logo
  • AVIVA Logo
  • Legal & General Logo
  • LV Logo
  • OneFamily Logo
  • Royal London Logo
  • Vitality Logo