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What are guaranteed premiums?

Guaranteed premiums are also known as guaranteed issue life insurance. This is a type of insurance scheme where you can pay a fixed amount of premium no matter what. With guaranteed premiums you know exactly how much money has to be paid as premium from the minute you sign up for the scheme.

The premium amount is hardly ever changed except in rare cases (for example, if you change the principle amount of the insurance). This means that even if there is a fluctuation in the market or different investment performances, you will not need to worry about your insurance policy.

Some people find this kind of policy gives them peace of mind as they know precisely how much their monthly payments are.

How to choose

You can select the length of your ideal life insurance quote and also the maximum value of the policy. Use the sliders and then continue to get a free quote.

Length of life insurance

For how many years do you think your family will need to rely on you financially and in how many years will they be able to be financially independent? Some people like to choose a policy that takes them to when the children turn 21, for example.




You have selected 20 year


Maximum value of life insurance

There really isn't a definitive answer for this question but try to factor in the value of your mortgage that needs paying off, a few years of your salary and the values of any debts that will need paying.


MIN £5000

MAX £500,000

You have selected ?10000


Compare affordable quotes from UK life insurance providers such as:

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