Not sure which type of life insurance is the most appropriate for you? Perhaps we can fix that. Actually, we can definitely fix that.
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Single life insurance
Life insurance to cover the life of one person. But what else is there to know?
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Joint life insurance
A joint life insurance policy to cover two people (cohabiting, in a relationship etc).
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Level term life insurance
A life insurance policy that pays out the same throughout the policy term.
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Decreasing term life insurance
This cover decreases throughout the life of the policy, usually in line with a mortgage.
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Critical illness cover
You don't just have to get cover for your life - consider what would happen if you were to become seriously ill.
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Life insurance with critical illness cover
A combined insurance policy that pays out upon death or if you become very ill.
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Mortgage protection cover
Not to be confused with mortgage PPI, this life insurance would help to pay a mortgage off.
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Mortgage protection cover with critical illness cover
Similar to mortgage protection life insurance but also pays out if you develop a critical illness.
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Family income benefit cover
Instead of a lump sum this would pay a fixed monthly amount to your family if you pass away.
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Convertible term life insurance
A flexible type of life insurance; you can switch it to a different life insurance variation later in the term.
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Guaranteed life insurance
No medical required and this type of policy is available to anyone and everyone, regardless of circumstances.
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Reviewable life insurance
Every few years this policy can be "reviewed" to see if the level of cover that you have chosen is still appropriate.
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