Life Insurance with Critical Illness Cover

Life insurance is a must for anyone today to ensure that your loved ones are not left financially lost if you were to suddenly die. However, today, it makes a lot of sense to add on a Critical Illness Cover to a life insurance policy to protect you from huge financial payouts in the case of a critical illness. You never know when you might suffer from a critical illness and when you do, there's a strain on the household financially – with this cover you can tide over that. Even if you are too ill to go to work, this payout helps to run the home while you are ill.

Cover under this policy is provided for in over forty illnesses and Alzheimer's, Parkinson's, heart ailments, strokes and some types of cancer fall within this. There are certain conditions however that the insurance companies specify and you must read the fine print if you take this policy. If you cancel a Critical Illness Policy, you do not get any money refunded.

Types of life insurance

  • Single life insurance

    Life insurance to cover the life of one person. But what else is there to know?

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  • Joint life insurance

    A joint life insurance policy to cover two people (cohabiting, in a relationship etc).

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  • Level term life insurance

    A life insurance policy that pays out the same throughout the policy term.

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  • Decreasing term life insurance

    This cover decreases throughout the life of the policy, usually in line with a mortgage.

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  • Critical illness cover

    You don't just have to get cover for your life - consider what would happen if you were to become seriously ill.

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  • Life insurance with critical illness cover

    A combined insurance policy that pays out upon death or if you become very ill.

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  • Mortgage protection cover

    Not to be confused with mortgage PPI, this life insurance would help to pay a mortgage off.

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  • Mortgage protection cover with critical illness cover

    Similar to mortgage protection life insurance but also pays out if you develop a critical illness.

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  • Family income benefit cover

    Instead of a lump sum this would pay a fixed monthly amount to your family if you pass away.

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  • Convertible term life insurance

    A flexible type of life insurance; you can switch it to a different life insurance variation later in the term.

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  • Guaranteed life insurance

    No medical required and this type of policy is available to anyone and everyone, regardless of circumstances.

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  • Reviewable life insurance

    Every few years this policy can be "reviewed" to see if the level of cover that you have chosen is still appropriate.

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Still need to learn more about Life Insurance?

You don't know how lucky you are. No, really. Why? Well, because we've put together the official ChooseMonkey Guide to Life Insurance just for you!

(Ok, so maybe a few other people are going to read it too. But remember, you're special)

Compare affordable quotes from UK life insurance providers such as:

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